Joel Gonzales Agency Blog
View the latest blog posts from Joel Gonzales Agency.
Thursday, May 14, 2020Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know about the problem. READ MORE >>
Tuesday, May 12, 2020In these challenging times, it is important to understand the type of business insurance protection helps you during the time of extraordinary circumstances, such as a global pandemic. Businesses small to large are experiencing catastrophic losses as a result of the COVID-19 virus. READ MORE >>
Thursday, May 7, 2020Being in an accident is always going to be a difficult experience, regardless of who's fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We'll look at at-fault accidents and car insurance rates, so you have a better idea of what to expect. READ MORE >>
Tuesday, May 5, 2020There are few scenarios in which homebuyers don't expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it's important for homeowners to know what will happen when things don't go according to plan. READ MORE >>
Thursday, April 30, 2020Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>
Tuesday, April 28, 2020If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick?
Affiliation/Affinity Discounts
READ MORE >>
Thursday, April 23, 2020In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>
Tuesday, April 21, 2020When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it.
So, what happens to a totaled car after you've filed your auto insurance claim?
You Will Typically Retain Ownership of The Car
READ MORE >>
Thursday, April 16, 2020Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That's because the presence of security means that the owners of the property are saving more money on insurance than they're paying for the protection. READ MORE >>
Tuesday, April 14, 2020Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific projects you could undertake that will provide a significant ROI. READ MORE >>
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